MoA Funds Website Privacy and Security Notice

The MoA Funds ("we" or "our") are committed to protecting your confidentiality and security. Our privacy policy is designed to help you understand the types of information we collect and how we use this information.

By law, we have the right to modify this policy at any time, but if we do change it, we will notify you in advance.

Information Collection

  • We collect and use information about you in order to provide you with mutual fund products and related investment services.
  • We obtain most of this information directly from you, primarily from the applications you complete when you apply for our products and services or when you submit a request on our website for additional information, and from your transactions with us. If we need additional information, we may obtain it from other parties, including, but not limited to, consumer reporting agencies.
  • We also collect information from your computer browser, such as browser type, internet protocol address, pages visited, and average time spent on our websites. This information may be used to alert you to software compatibility issues, or it may be analyzed so that we may improve the quality and functionality of our operations.

Information Protection

  • To guard your personal information, we maintain physical, electronic and procedural safeguards that comply with federal and state laws and regulations.  However, we note that no transmission of data over the internet can be guaranteed absolutely, and we therefore cannot warrant or guarantee that any such transmission is free of risk.
  • All our employees are required to protect the confidentiality of our customers’ personal information, and they may not access that information unless there is a legitimate business reason for doing so, such as responding to a customer request.
  • Our strict policies for protecting personal information apply to current and former customers.

Information Disclosure

  • We will not sell your personal information to anyone.
  • We will not disclose your personal information to anyone, including our affiliates and subsidiaries, for marketing purposes.
  • We will not disclose your personal information to anyone, including our affiliates and subsidiaries, except as permitted by law. For example, we may disclose your personal information to our affiliates, subsidiaries and any other entities that provide services to us so that we can effect, maintain or administer your business and respond to your questions or requests.
  • It is our policy that the recipients of such information shall protect the information and use it only for the purpose stipulated.
  • We disclose your personal information to certain third parties that provide services to us for certain business purposes, including:
    • Enhancing your experience on our website;
    • Managing and maintaining our business operations and processes;
    • Administering and enhancing our security and privacy practices, including but not limited to, detecting and preventing security incidents; and
    • Complying with applicable statutes and regulations.
  • We may also disclose personal information under the following circumstances:
    • When required to do so by law or legal process, such as a subpoena or court order, or in response to a request by law enforcement or a government agency;
    • To defend or exercise our legal rights;
    • To prevent physical harm or financial loss;
    • In support of an investigation into potential illegal activity; or
    • In connection with a corporate reorganization, dissolution, liquidation or merger.

Security on Our Website

  • Our website uses some of the most reliable forms of security measures available to protect your information from unauthorized access.
  • Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, no company can guarantee complete security. We are not responsible for any information exposed as a result of the security settings on your browser.

Use of Cookies

  • Our website uses customized features that require our use of "Cookies," which are small pieces of information that we ask your browser to store. This helps ensure that any information we send to you is only being received by you.
  • We do not use third-party-targeted advertising tools for any social media channels such as cookies, pixel tags and mobile device tracking identifiers to assist with our marketing efforts. However, third-party social media platforms on which our ads may appear may use cookies, pixel tags and mobile device tracking identifiers on your browser to facilitate their own data collection purposes. This type of data collection is subject to the privacy policies on those social media platforms.
  • This website uses Google Analytics to help us understand how our audience as a whole interacts with the website. Google Analytics uses cookies that allow Google to recognize the device you use on a unique but non-identified basis and provide aggregate reporting information to us. You may choose to accept or refuse cookies by modifying the settings in your web browser. To learn more about cookies, please visit www.aboutcookies.org. To learn about opting out of Google Analytics, visit here.
  • Our site is not directed to children under the age of 13. We do not knowingly collect information or post information for children under the age of 13.
  • You can opt out of this information being collected in regard to targeted advertising by using the "opt-out" functionality of each individual social media networking platform. In addition, you may also want to review all mobile device and browser settings in your respective electronic devices for additional settings regarding cross-device tracking and other privacy safeguards.
  • The MoA Funds themselves do not use cross-device tracking and will not have access to any personally identifiable information.

Third-Party Sites

  • On our website, we use third-party online analytics services, and the service providers that administer these analytics services use automated technologies to collect data (such as email addresses, IP addresses, cookies and other device identifiers) to evaluate, for example, use of our site, to diagnose technical issues.
  • Various pages within our website may provide links to other sites of interest. We are providing these links only as a convenience, and the inclusion of any link does not imply our endorsement of the linked site. These third-party-linked sites are not under our control, and therefore, we are not responsible for the contents of any linked site or any link contained in a linked site.
  • Be aware that these third-party sites may collect information about you. We are not responsible for the actions of these third parties, and we encourage you to review their privacy policies to learn what type of personal information, if any, they collect.
  • We do not control the privacy settings and preferences maintained by any third-party social media networking platform. If you wish to make changes to those settings and preferences, you may do so by visiting the "Settings" or equivalent section of the respective social media networking platform.

Your Role in Privacy

For your protection, and to protect your account information, you should not share with anyone the log-in credentials that you use to access your account with the transfer agent of the MoA Funds (if applicable). Further, we recommend that you occasionally change those credentials.

It is important that you not leave your computer unattended while accessing your account information or initiating online transactions. If you become aware of any suspicious activity in your account, please contact shareholder services by calling 800.914.8716.

Notice for California Residents   

  • If you are a California resident, you may have additional rights under the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act. However, it is important to note that the CCPA does not apply to personal information collected pursuant to other privacy laws such as the Gramm-Leach-Bliley Act (GLBA) or the California Financial Information Privacy Act (FIPA). If you are a current or prospective shareholder, it is likely that most of the data we collect about you will be subject to those laws rather than the CCPA.
  • For the purposes of this section, “personal information” is defined as it is in the CCPA and means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, to you as an individual or your household.
  • For personal information that is subject to the CCPA, California residents may have the following rights, subject to certain exceptions and limitations:
    1. The right to request access to your personal information and know the following:
      • The categories of personal information, the categories of sources from which the personal information is collected;
      • The business or commercial purpose for collecting, selling or sharing personal information (We do not sell personal information);
      • The categories of third parties to whom we disclose personal information; and
      • The specific pieces of personal information the business has collected about you.
    2. The right to request that we delete personal information that we collect and retain about you; and
    3. The right to request that we correct any personal information that is inaccurate and incomplete.
  • We do not “sell,” as that term is defined in the CCPA, any personal information to any third parties, including the personal information of any minors under the age of 16. Nor do we “share” any personal information for the purpose of cross-context behavioral advertising. Finally, we do not use or disclose “sensitive personal information,” as that term is defined in the CCPA, in any manner that would permit a California resident to submit a request to limit the use of such information.
  • We will not discriminate against you for exercising your rights under the CCPA.
  • To exercise your rights described in this policy, you can:
    1. Send a request, in writing, to:
      Mutual of America, Information Security Department
      Attn: Privacy Director
      1150 Broken Sound Parkway NW
      Boca Raton, FL 33487; or
    2. Email us at privacy@mutualofamerica.com
    After you submit your request, we may ask you to provide certain information to verify your identity, such as your name, phone number, email address and date of birth. If you designate an authorized agent to submit a request on your behalf, you must provide the agent with written and signed permission or a power of attorney that complies with the CCPA’s requirements. When your agent submits the request, we will take reasonable steps to verify the agent’s identity and your authorization to make the request.

For More Information

If you have any questions about this Privacy and Security Notice or about our website security, or wish to obtain a copy of your personal information, or to inform us of any incorrect information in our records, please contact us by:

  1. Emailing us at privacy@mutualofamerica.com; or
  2. Writing to:
    Mutual of America
    Attn: Privacy Director
    1150 Broken Sound Parkway NW
    Boca Raton, FL 33487

We are providing this Privacy and Security Notice on behalf of the MoA Funds. 

Revised June 2025