Our Target Date Funds MoA Clear Passage 2055 Fund™

Ticker: MUROX | Inception Date: 10/3/2016
AUM: $672.0M | Benchmark: Morningstar Lifetime Allocation Moderate 2055 Index

Fact Sheet

MoA Clear Passage 2055 Fund™ Overview

As of 3/31/2026

The MoA Clear Passage 2055 Fund™ is designed for investors with a specific target date in mind – whether for retirement or another long-term investment goal. This Fund uses our time-tested investment management and allocation expertise to dynamically manage an investment over time approaching the target year 2055.

The Fund Features:

  • Active management in the small-cap, mid-cap, international equity, and fixed income asset classes
  • Passive management in large-cap equities to optimize market participation while maintaining lower expenses
  • Dynamic portfolio allocation that adjusts the equity and fixed income holdings over time based on the specified target year
  • A glidepath that extends 10 years beyond the target date
  • A conservative risk-management approach

Portfolio Managers

Jamie Zendel, FRM

Jamie Zendel, FRM

Executive Vice President, Head of Quantitative and Asset Allocation Strategies

With MoA Since 2007

Over 28 years of investment experience

Joseph R. Gaffoglio, CFA

Joseph R. Gaffoglio, CFA

President & CEO

With MoA Since 2005

Over 31 years of investment experience

Morningstar Ratings™

Time Period Rating # Funds in Category
Overall 173
3 Year 173
5 Year 168
10 Year 115
Based on risk adjusted return among Morningstar Target-Date 2055 category.

MoA Clear Passage 2055 Fund™ Performance

Quarterly

Monthly

As of 3/31/2026
Annualized
Class 1 Mo YTD 1 Yr 3 Yr 5 Yr 10 Yr Incep
MoA Clear Passage 2055 Fund™ -5.69 -1.43 17.95 15.14 8.92 10.66
Morningstar Lifetime Allocation Moderate 2055 Index -6.94 -2.14 18.88 14.25 7.59 9.64
Morningstar Target-Date 2055 Category Avg -6.13 -1.59 18.92 14.99 8.14
Percentile Rank in Morningstar Category 72 51 16
Number of Funds in Category 184 173 168
Date of Inception: 10/3/2016 | Gross Expense Ratio: 0.37%

Quarterly

As of 3/31/2026
Annualized
Class 3 Mo YTD 1 Yr 3 Yr 5 Yr 10 Yr Incep
MoA Clear Passage 2055 Fund™ -1.43 -1.43 17.95 15.14 8.92 10.66
Morningstar Lifetime Allocation Moderate 2055 Index -2.14 -2.14 18.88 14.25 7.59 9.64
Morningstar Target-Date 2055 Category Avg -1.59 -1.59 18.92 14.99 8.14
Percentile Rank in Morningstar Category 72 51 16
Number of Funds in Category 184 173 168
Date of Inception: 10/3/2016 | Gross Expense Ratio: 0.37%

The performance data quoted represents past performance and is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted. For the most recent month-end performance, please call 800.914.8716 or visit the Fund’s website at moafunds.com.

MoA Clear Passage 2055 Fund™ Portfolio Characteristics

As of 3/31/2026

Top 10 Holdings (%)

Holding Fund
MoA Equity Index Fund 46.64
MoA International Fund 25.77
MoA Mid Cap Equity Index Fund 8.45
MoA Core Bond Fund 6.05
MoA Small Cap Growth Fund 2.39
MoA Small Cap Value Fund 2.38
MoA Small Cap Equity Index Fund 2.03
MoA Mid Cap Value Fund 1.86
MoA Intermediate Bond Fund 1.70
MoA Mid Cap Growth Fund 1.69
Total 98.96
Total Number of Holdings: 11

Credit Quality (%)

Holding Fund Category
AAA 0.00 14.73
AA 57.33 25.09
A 11.52 29.33
BBB 29.83 28.66
BB 0.00 0.88
B 0.00 0.25
Below B 0.00 0.11
Credit ratings data is sourced from Morningstar Direct. Morningstar collects credit quality information from fund companies, which is required to be based on credit ratings produced by Nationally Recognized Statistical Rating Organizations (NRSROs), such as Moody's, Standard & Poor's, and Fitch Ratings. Credit Quality ratings reflect the credit quality of the underlying securities in the Fund’s portfolio and not that of the fund itself. Quality ratings are subject to change. Ratings range from AAA as the highest to Below B as the lowest credit quality rating.

Portfolio Composition (%)

Asset Fund
Equities 90.06
Bonds 7.78
Cash 2.16
Other 0.00

Risk Metrics (3 yr)

Holding Fund Category*
Sharpe Ratio 0.90 0.87
Standard Deviation 11.15 11.33

Average Market Cap

Item Value
Fund $115.1B
Category Average* $138.0B

Effective Duration

Item Value
Fund 5.17 YRS
Category Average* 9.53 YRS

Overall Risk Vs Category*

*Compared to the Target-Date 2055 Category.

Equity Sector Breakdown

MoA Clear Passage 2055 Fund™
Morningstar Target-Date 2055 Category Avg
Sector Fund Category
Information Technology 22.49 24.77
Financials 16.36 16.44
Industrials 14.85 12.77
Healthcare 10.35 9.37
Consumer Discretionary 9.64 9.70
Communication Services 6.50 7.94
Consumer Staples 5.30 4.98
Energy 4.74 4.18
Materials 3.59 4.47
Utilities 3.49 2.62
Real Estate 2.69 2.75

Fixed Income Sector Breakdown

MoA Clear Passage 2055 Fund™
Morningstar Target-Date 2055 Category Avg
Sector Fund Category
Government 41.89 44.11
Corporate 33.33 16.18
Securitized 22.68 10.23
Cash & Equivalents 2.00 27.99
Derivative 0.10 1.16

MoA Clear Passage 2055 Fund™ Literature

Document Download
Fact Sheet
Document Download
Prospectus
Summary Prospectus
Annual Report
Semi-Annual Report